Chavana Office

Texas Windstorm Insurance Rates Will Increase Five Percent Yearly

The TWIA board of directors met and addressed agenda items that are critical to funding and operations for the next year. Insurance Commissioner Kitzman attended the meeting and said that the administrative oversight of TWIA will continue for the foreseeable future and may continue until TWIA operations and funding are restructured.  The independent actuary retained by... Read More

Property In “Other Peoples’ Names”

It is generally a bad idea to place or to receive other peoples’ real estate into the names of any person other than the name of the true owner.  There is a long tradition of this in the so-called Latino community.  This is often done out of “trust” or confidence in the person receiving the... Read More

Commercial Space For Rent On Little York

Our building, located at 2702 Little York has roughly between 1000 and perhaps up to 2000 square feet available. Ideal businesses for this location are a barber shop, cel phone store, bridal shope, photographers, professionals or any other business which can take advantage of Little York’s traffic and our existing foot traffic. Please call 713-695-3072... Read More

Time, money or job resolutions?

Friends: If your resolution has to do with money, time or the job, please read. I got into insurance in 2007 as a way to replace the income that I lost as a result of the mortgage crisis. Though reluctant at the time, it was one of the best career decisions that I have made.... Read More

Wanted: Insurance Agencies

If you might want to sell your insurance agency in the Houston area, we might want to buy. Please call Hector Chavana Jr. 713-695-3072. Tax prep businesses will also be considered.

Need Rental Car Insurance? Read and Find Out

Rental Car Insurance: To Buy or Not to Buy? As the holiday season approaches, millions of Americans will take to the roads to visit family and friends. Since many will make the trip in a rented car, it’s an appropriate time to discuss one of the most frequently asked questions of agents and brokers all... Read More

Transporting Kids To School Events?

As early as they start school, children become involved in extra-curricular activities. Adults charged with getting groups of kids from home or school to the ball field and back home again are usually more concerned with maintaining their sanity than auto insurance. However, hauling kids around could have a serious affect on your coverage. In... Read More

Winter Fire Risks

Manage the “Four C’s” of Winter Fire Risks: Thanksgiving, Christmas, and New Year’s Eve—these holidays mean celebrations, many of them in decorated homes filled with merry-making family members and friends. Trusted Choice® independent insurance agents also know that the winter holidays bring greater-than-usual risks of fire in homes.  The National Fire Protection Association reports that,... Read More

Guests & Food Poisoning…Are You Covered?

Tis the Season for Holiday Parties… and Food Poisoning The holidays are almost here, which means hauling out the holly, stringing up the lights, and dashing through the snow. The holidays also mean lots of fun, festive parties to celebrate the season. These celebrations usually feature an array of delectable foods and tasty drinks that... Read More

Don’t Sell Your Home Before You Buy…Homelessness Could Await

Despite the dramatic title, winding up without a place to live is a very real possibility for second-time home purchasers.  For differing reasons, some people who are selling their current residence in order to buy a new residence may be tempted to sell their current residence before they buy their new one.  Perhaps the new home has not... Read More